MedSurf Health Benefit Plans
Voluntary Group Term Life
Voluntary Group Term Life Insurance provides financial security for your family in the event of your untimely death. It offers a death benefit that can help cover expenses such as funeral costs, outstanding debts, and ongoing living expenses.
Why Choose Voluntary Group Term Life?
Death Benefit
Provides a lump-sum payment to your beneficiaries upon your death.
Affordable Premiums
Lower premiums compared to individual life insurance policies.
Coverage During High-Need Years
Ensures financial protection during critical periods of your life.
Tax-Free Benefit
The death benefit is typically paid tax-free to your beneficiaries.
Our Coverage Includes
Death Benefit
Coverage amounts vary based on your plan selection.
Accelerated Death Benefit
Access up to 75% of the death benefit if diagnosed with a terminal illness.
Employee Assistance Program (EAP)
Confidential counseling and resources for personal and work-related issues.
Life Planning Services
Financial and legal counseling to help families during difficult times.
Additional Programs
Employee Assistance Program (EAP)
24/7 Confidential Counseling
Unlimited phone support, online chat, and up to three face-to-face sessions.
Support for Personal and Work Issues
Including stress, anxiety, depression, substance abuse, childcare, eldercare, and identity theft resources.
Wellness Resources
Tips and tools for staying healthy and managing personal challenges.
Life Planning Services
Confidential Consultations
Financial and legal advice to help families plan for the future.
Life Planning Guide
A checklist and resources for estate planning, wills, and survivor benefits.
Legal and Financial Consulting
Assistance with creditors, budgeting, and financial changes.
Downloadable Forms
Tools for managing estates, wills, and survivor benefits.
Disclosures, Limitations, and Exclusions
Get the Benefit Plan That Moves With You
MedSurf Benefits offers portable health plans—nationwide PPO, flexible tiers from MEC to Prime, and optional add-ons like dental, vision, and more. Talk to a benefits advisor to find the right plan for your lifestyle.
Explore Our Health Benefit Plans
Click below to dive into the detailed terms of our health benefit plans.